Minnesota winters don’t mess around. When temperatures plunge well below freezing for weeks, your heating system becomes essential for safety and livability.
Choosing between gas vs electric furnaces for cold winters like ours in Bloomington determines how effectively you stay warm, how much you spend on heating bills, and how reliably your system performs when you need it most.
Both furnace types have their place, but the right choice for your situation depends on several key factors.
Gas vs Electric Furnace Summary
- Gas furnaces: stronger heat output, lower winter energy costs, best for Minnesota cold
- Electric furnaces: lower upfront cost, simpler installation, higher monthly bills
- Best choice for Bloomington homes: gas when available
How Each Furnace Type Heats Your Home
The fundamental difference lies in how they generate heat.
Gas Furnace Operation
Gas furnaces burn natural gas or propane to create heat. Burners ignite fuel inside a combustion chamber, heating a metal heat exchanger. Air passes over this hot exchanger, warms up, and is distributed through your ductwork. This combustion process generates intense heat quickly, bringing indoor temperatures up fast even when outdoor temperatures are extremely cold.
Electric Furnace Operation
Electric furnaces use heating elements similar to those in your oven. Electrical current flows through resistance coils, which heat up. Air blows over these hot elements and circulates through your home. No combustion occurs, so there’s no need for venting or gas lines.
Performance in Extreme Cold
Minnesota winters regularly see temperatures from zero to twenty below, with wind chills making it feel even colder. How your furnace performs in these conditions matters tremendously.
Gas Furnace Cold Weather Performance
Gas furnaces excel in extended cold snaps. They produce heat at temperatures between 130-140°F, creating strong, consistent warmth even when outdoor temperatures plummet. This high heat output quickly raises indoor temperatures and maintains comfort during extended cold snaps.
When you’re dealing with weeks of sub-zero weather in Bloomington, a gas furnace delivers the heating capacity needed to keep your home genuinely warm, not just taking the edge off the cold.
Electric Furnace Cold Weather Limitations
Electric furnaces work fine in moderate climates, but struggle in severe cold. They produce lower temperature heat than gas furnaces, which means longer run times to achieve the same comfort level. In extremely cold weather, electric furnaces may run constantly yet still struggle to maintain your desired temperature.
For areas experiencing occasional cold snaps, electric furnaces can manage. For Minnesota’s sustained winter conditions, they often prove inadequate as standalone heating solutions.
Operating Cost Comparison
Initial equipment costs represent just one part of your investment. Monthly operating expenses over 15-20 years matter far more.
Gas Furnace Operating Costs
Natural gas typically costs significantly less per BTU of heat than electricity in Minnesota. During peak winter months, this cost difference becomes substantial. Homeowners with gas furnaces often pay 30-50% less for heating than comparable homes using electric heat.
Electric Furnace Operating Costs
Electricity rates in Minnesota make electric heating expensive during winter. A home heated entirely by an electric furnace can see heating bills of $300-500+ monthly during January and February. Over a full heating season, these costs exceed gas heating by thousands of dollars.

Installation and Infrastructure Requirements
The availability of natural gas service to your home significantly impacts which furnace type makes sense.
Gas Furnace Installation Needs
- Existing or new natural gas line to your property
- Proper venting system for combustion exhaust
- Gas line connections to the furnace
- Carbon monoxide detectors for safety
- Professional gas line work and inspection
If your home already has gas service for a water heater or stove, adding a gas furnace is straightforward. Installing gas service from scratch involves additional costs for running lines from the street to your home.
Electric Furnace Installation Needs
- Adequate electrical service capacity (often 200-amp minimum)
- Proper circuit breaker and wiring
- No venting or gas lines required
- Simpler installation process overall
Electric furnaces install more easily and cost less upfront when your home lacks gas infrastructure. However, these installation savings are eroded quickly by higher monthly operating costs.
Maintenance and Reliability Considerations
Both furnace types need regular maintenance, but gas furnaces require more frequent professional service due to combustion components. Electric furnaces have simpler mechanical systems with fewer parts to maintain, though heating elements eventually wear out.
Our technicians arrive with the training and tools to diagnose and fix most heating problems on the spot. Both system types benefit from regular filter changes and annual professional inspections.
Environmental and Efficiency Factors
Modern furnaces of both types achieve high efficiency ratings, but the source matters.
Gas Furnace Efficiency: High-efficiency gas furnaces convert 90-98% of fuel into usable heat. Modern condensing units extract maximum heat from combustion.
Electric Furnace Efficiency: These furnaces are nearly 100% efficient at converting electricity to heat. However, when you factor in power plant efficiency and transmission losses, the overall environmental impact often exceeds that of direct gas heating.
Making the Right Choice for Your Home
For Bloomington area homes with natural gas access, gas furnaces typically provide the best solution for cold winter heating. They deliver superior performance in extreme temperatures while costing significantly less to operate month after month.
Electric furnaces make sense primarily when:
- Natural gas isn’t available to your property
- Adding gas infrastructure costs are prohibitive
- You’re using them as supplemental heat with another primary system
When your Alpha technician arrives for a furnace installation consultation, we explain all available options before any work begins, so you can make an informed decision based on your specific situation, existing infrastructure, and heating needs.
Stay Comfortable All Winter Long
The right furnace keeps your family comfortable through Minnesota’s toughest winter weather while managing operating costs effectively. Whether you choose gas or electric, professional installation and regular maintenance ensure reliable performance season after season.
Talk to our local team for expert guidance on gas and electric furnace options. Our certified technicians will assess your home’s specific needs and explain your best heating solutions with clear pricing and professional service.
